Millville, CA
Millville wildfire risk explained
Millville sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 703 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Millville at the 97th percentile, close to its 97th-percentile risk score.
Millville's building exposure, zone by zone
703 buildings are counted in Millville, and 99.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Millville against the rest of the country
Inside California, Millville sits at just the 78th percentile even though it scores 97th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Millville ranks 1,096 for wildfire risk (1 is highest) and 14,618 by building count (1 is largest). Within California alone, it ranks 346 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Millville sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 97th-percentile score like Millville's can end up mattering for. More on the disclosure law.
Hardening a home in Millville
Millville's 99.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Millville's 1,096-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Millville, see the exposure-zones guide.