Milltown, WI
How exposed is Milltown to wildfire?
Out of every US place USFS scores, Milltown lands at the 23rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 628 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Milltown at the 23rd percentile, close to its 23rd-percentile risk score.
Milltown's building exposure, zone by zone
Milltown rates 65% Minimal exposure against just 31.4% Direct and 3.7% Indirect — of 628 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Milltown ranks
Compare Milltown's two percentiles: 40th within Wisconsin, only 23rd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Milltown ranks 24,411 for wildfire risk (1 is highest) and 15,476 by building count (1 is largest). Within Wisconsin alone, it ranks 485 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Milltown and the insurance market
At the 23rd national percentile, Milltown rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 65% of Milltown outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Milltown's figures come from
Milltown's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Milltown's dominant minimal exposure actually means, with real examples from across the dataset.