Millstone, KY
How exposed is Millstone to wildfire?
Out of every US place USFS scores, Millstone lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 74 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Millstone at the 93rd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Millstone's building exposure, zone by zone
Of Millstone's 74 counted buildings, 64.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Millstone compares
There's little gap between Millstone's 91st national percentile and its 93rd percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Millstone ranks 2,894 for wildfire risk (1 is highest) and 30,130 by building count (1 is largest). Within Kentucky alone, it ranks 40 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Millstone
Millstone's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 64.9% of Millstone in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Millstone's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Millstone, see the exposure-zones guide.