Millstadt, IL
Millstadt, IL's wildfire risk, in USFS's own numbers
Millstadt sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,187 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Millstadt at the 13th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Millstadt rates 75.1% Minimal exposure against just 7.6% Direct and 17.2% Indirect — of 2,187 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Millstadt compares
Millstadt's 49th-percentile standing inside Illinois outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Millstadt ranks 27,444 for wildfire risk (1 is highest) and 6,968 by building count (1 is largest). Within Illinois alone, it ranks 745 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Millstadt's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 75.1% of buildings rated Minimal exposure, Millstadt gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Millstadt's 27,444-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Millstadt, see the exposure-zones guide.