Millsboro, DE
How exposed is Millsboro to wildfire?
Millsboro's 2,383 buildings earn a 48th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Millsboro's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
What "at risk" means for the buildings here
2,383 buildings are counted in Millsboro, and 84.1% of them are Indirect exposure — ember-driven risk rather than the 14.4% in Direct exposure or the 1.6% rated Minimal.
How Millsboro compares
Within Delaware, Millsboro ranks higher (77th percentile) than it does nationally (48th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Millsboro ranks 16,284 for wildfire risk (1 is highest) and 6,542 by building count (1 is largest). Within Delaware alone, it ranks 18 of 79 places by risk. See the full county-by-county picture for Delaware on its state page.
Millsboro and the insurance market
Millsboro's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Millsboro (84.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Millsboro's figures come from
Millsboro's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Millsboro's dominant indirect exposure actually means, with real examples from across the dataset.