Millheim, PA
Millheim wildfire risk explained
USFS scores Millheim at the 50th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 623 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Millheim at the 48th percentile, close to its 50th-percentile risk score.
What "at risk" means for the buildings here
Most of Millheim's buildings (63.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Millheim against the rest of the country
Millheim's 82nd-percentile standing inside Pennsylvania outpaces its 50th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Millheim ranks 15,802 for wildfire risk (1 is highest) and 15,520 by building count (1 is largest). Within Pennsylvania alone, it ranks 369 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Millheim and the insurance market
At the 50th national percentile, Millheim rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Millheim
Millheim's 63.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 623 counted buildings into the percentiles shown above for Millheim. For more on what indirect exposure implies beyond Millheim, see the exposure-zones guide.