Millerville, MN
How exposed is Millerville to wildfire?
Millerville's 94 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Millerville at the 40th percentile, close to its 44th-percentile risk score.
Where Millerville's buildings actually sit
Only 41.5% of Millerville's 94 buildings carry Direct exposure and 0% carry Indirect; the remaining 58.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Millerville ranks
Compare Millerville's two percentiles: 63rd within Minnesota, only 44th nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Millerville ranks 17,684 for wildfire risk (1 is highest) and 29,316 by building count (1 is largest). Within Minnesota alone, it ranks 342 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Millerville's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 58.5% of Millerville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Millerville's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Millerville, see the exposure-zones guide.