Millerville, AL
How exposed is Millerville to wildfire?
Millerville sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 280 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Millerville's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
What "at risk" means for the buildings here
98.2% of Millerville's 280 buildings sit in USFS's Direct exposure zone, roughly 275 structures close enough to burnable vegetation for flame contact, not just embers — 1.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How Millerville compares
Millerville scores 91st nationally and 99th within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Millerville ranks 2,980 for wildfire risk (1 is highest) and 22,174 by building count (1 is largest). Within Alabama alone, it ranks 9 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Millerville and the insurance market
Millerville's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 98.2% of Millerville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Millerville's 2,980-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Millerville, see the exposure-zones guide.