Millerton, OK
Millerton, OK's wildfire risk, in USFS's own numbers
Millerton sits at the 80th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 214 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Millerton's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
Where Millerton's buildings actually sit
Direct exposure dominates in Millerton: 74.3% of its 214 buildings, versus 25.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Millerton compares
Millerton ranks lower within Oklahoma (20th percentile statewide) than its 80th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Millerton ranks 6,306 for wildfire risk (1 is highest) and 24,342 by building count (1 is largest). Within Oklahoma alone, it ranks 664 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Millerton's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Millerton's 74.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 214 counted buildings into the percentiles shown above for Millerton. For more on what direct exposure implies beyond Millerton, see the exposure-zones guide.