Millersburg, IL
How exposed is Millersburg to wildfire?
USFS scores Millersburg at the 26th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 78 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Millersburg at the 26th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Millersburg's building exposure, zone by zone
Most of Millersburg's buildings (78.2% of 78) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Millersburg compares
Compare Millersburg's two percentiles: 73rd within Illinois, only 26th nationally — a gap of 47 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Millersburg ranks 23,377 for wildfire risk (1 is highest) and 29,957 by building count (1 is largest). Within Illinois alone, it ranks 396 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Millersburg
At the 26th national percentile, Millersburg rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 78.2% of Millersburg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Millersburg's 23,377-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Millersburg, see the exposure-zones guide.