Millersburg, IA
Millersburg wildfire risk explained
USFS scores Millersburg at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 115 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Millersburg at the 60th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
84.4% of Millersburg's 115 buildings sit in USFS's Minimal exposure zone, with only 15.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Millersburg compares
Within Iowa, Millersburg ranks higher (82nd percentile) than it does nationally (59th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Millersburg ranks 13,011 for wildfire risk (1 is highest) and 28,413 by building count (1 is largest). Within Iowa alone, it ranks 185 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Millersburg and the insurance market
At the 59th national percentile, Millersburg rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 84.4% of Millersburg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Millersburg's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Millersburg, see the exposure-zones guide.