Milledgeville, TN
Milledgeville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Milledgeville at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 247 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Milledgeville's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Where Milledgeville's buildings actually sit
81.4% of Milledgeville's 247 buildings sit in USFS's Direct exposure zone, roughly 201 structures close enough to burnable vegetation for flame contact, not just embers — 18.6% fall in the Indirect, ember-only zone and 0% are Minimal.
How Milledgeville compares
Milledgeville scores 48th nationally and 39th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Milledgeville ranks 16,560 for wildfire risk (1 is highest) and 23,251 by building count (1 is largest). Within Tennessee alone, it ranks 309 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Milledgeville and the insurance market
Milledgeville's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Milledgeville's 81.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 247 counted buildings into the percentiles shown above for Milledgeville. For more on what direct exposure implies beyond Milledgeville, see the exposure-zones guide.