Millbrook, NY
Millbrook, NY's wildfire risk, in USFS's own numbers
Millbrook sits at the 40th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 712 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Millbrook's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Where Millbrook's buildings actually sit
Indirect exposure is dominant in Millbrook (53% of 712 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 47.1% sit in the Direct zone.
How Millbrook compares
Within New York, Millbrook ranks higher (84th percentile) than it does nationally (40th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Millbrook ranks 19,035 for wildfire risk (1 is highest) and 14,538 by building count (1 is largest). Within New York alone, it ranks 206 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 40th national percentile, Millbrook rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Millbrook's 53% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 712 counted buildings into the percentiles shown above for Millbrook. For more on what indirect exposure implies beyond Millbrook, see the exposure-zones guide.