Millard, MO
How exposed is Millard to wildfire?
Out of every US place USFS scores, Millard lands at the 54th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 83 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Millard at the 56th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
85.5% of Millard's 83 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 14.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Millard ranks
There's little gap between Millard's 54th national percentile and its 41st percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Millard ranks 14,374 for wildfire risk (1 is highest) and 29,767 by building count (1 is largest). Within Missouri alone, it ranks 624 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Millard
Millard's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Millard (85.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Millard's figures come from
Millard's 54th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Millard's dominant indirect exposure actually means, with real examples from across the dataset.