Mill Spring, MO
Mill Spring, MO's wildfire risk, in USFS's own numbers
Mill Spring sits at the 68th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 130 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mill Spring at the 71st percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
Of Mill Spring's 130 counted buildings, 66.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Mill Spring ranks
Mill Spring scores 68th nationally and 78th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mill Spring ranks 9,961 for wildfire risk (1 is highest) and 27,721 by building count (1 is largest). Within Missouri alone, it ranks 231 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Mill Spring and the insurance market
Mill Spring's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Mill Spring
Mill Spring's 66.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 130 counted buildings into the percentiles shown above for Mill Spring. For more on what direct exposure implies beyond Mill Spring, see the exposure-zones guide.