Mill Shoals, IL
Mill Shoals, IL's wildfire risk, in USFS's own numbers
USFS scores Mill Shoals at the 6th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 219 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mill Shoals at the 6th percentile, close to its 6th-percentile risk score.
What "at risk" means for the buildings here
Most of Mill Shoals's buildings (62.1% of 219) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Mill Shoals against the rest of the country
Compare Mill Shoals's two percentiles: 32nd within Illinois, only 6th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Mill Shoals ranks 29,585 for wildfire risk (1 is highest) and 24,151 by building count (1 is largest). Within Illinois alone, it ranks 980 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Mill Shoals
At the 6th national percentile, Mill Shoals rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Mill Shoals's 62.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Mill Shoals's figures come from
Mill Shoals's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mill Shoals's dominant minimal exposure actually means, with real examples from across the dataset.