Mill Creek, WA
Mill Creek wildfire risk explained
Out of every US place USFS scores, Mill Creek lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 5,798 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mill Creek at the 7th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Mill Creek's buildings actually sit
Most of Mill Creek's buildings (94% of 5,798) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 5,798 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Mill Creek compares
There's little gap between Mill Creek's 7th national percentile and its 5th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mill Creek ranks 29,360 for wildfire risk (1 is highest) and 2,981 by building count (1 is largest). Within Washington alone, it ranks 594 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Mill Creek
At the 7th national percentile, Mill Creek rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 94% of buildings rated Minimal exposure, Mill Creek gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,798 counted buildings into the percentiles shown above for Mill Creek. For more on what minimal exposure implies beyond Mill Creek, see the exposure-zones guide.