Mililani Town, HI
How exposed is Mililani Town to wildfire?
Mililani Town's 8,063 buildings earn a 92nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mililani Town's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
What "at risk" means for the buildings here
Most of Mililani Town's buildings (97.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 8,063 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Mililani Town ranks
Inside Hawaii, Mililani Town sits at just the 53rd percentile even though it scores 92nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mililani Town ranks 2,545 for wildfire risk (1 is highest) and 2,084 by building count (1 is largest). Within Hawaii alone, it ranks 76 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Mililani Town
Mililani Town's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Mililani Town (97.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Mililani Town's figures come from
Mililani Town's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mililani Town's dominant indirect exposure actually means, with real examples from across the dataset.