Mililani Mauka, HI
Mililani Mauka wildfire risk explained
USFS scores Mililani Mauka at the 95th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 5,063 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mililani Mauka at the 94th percentile, close to its 95th-percentile risk score.
Mililani Mauka's building exposure, zone by zone
Indirect exposure is dominant in Mililani Mauka (95.6% of 5,063 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 4.4% sit in the Direct zone. At 5,063 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Mililani Mauka against the rest of the country
Mililani Mauka ranks lower within Hawaii (74th percentile statewide) than its 95th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Mililani Mauka ranks 1,600 for wildfire risk (1 is highest) and 3,401 by building count (1 is largest). Within Hawaii alone, it ranks 43 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Mililani Mauka and the insurance market
Mililani Mauka's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Mililani Mauka
Mililani Mauka's 95.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mililani Mauka's 1,600-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Mililani Mauka, see the exposure-zones guide.