Milford, NY
How exposed is Milford to wildfire?
USFS's Wildfire Risk to Communities model puts Milford at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 265 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Milford at the 18th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Milford's buildings actually sit
Of Milford's 265 counted buildings, 60% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Milford compares
Within New York, Milford ranks higher (40th percentile) than it does nationally (17th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Milford ranks 26,169 for wildfire risk (1 is highest) and 22,671 by building count (1 is largest). Within New York alone, it ranks 778 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Milford
At the 17th national percentile, Milford rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Milford
Because Direct exposure dominates in Milford (60%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Milford's figures come from
Milford's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Milford's dominant direct exposure actually means, with real examples from across the dataset.