Milford, NH
How exposed is Milford to wildfire?
Milford sits at the 34th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,789 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Milford at the 29th percentile, close to its 34th-percentile risk score.
Milford's building exposure, zone by zone
Indirect exposure is dominant in Milford (77.2% of 2,789 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 22.8% sit in the Direct zone.
Where Milford ranks
Milford's 98th-percentile standing inside New Hampshire outpaces its 34th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Milford ranks 20,799 for wildfire risk (1 is highest) and 5,786 by building count (1 is largest). Within New Hampshire alone, it ranks 3 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
Shopping for coverage in Milford
Milford's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Milford's 77.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,789 counted buildings into the percentiles shown above for Milford. For more on what indirect exposure implies beyond Milford, see the exposure-zones guide.