Milford, NE
Milford, NE's wildfire risk, in USFS's own numbers
Milford sits at the 38th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 937 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Milford's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Where Milford's buildings actually sit
92.7% of Milford's 937 buildings sit in USFS's Minimal exposure zone, with only 7.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Milford ranks
Milford ranks lower within Nebraska (22nd percentile statewide) than its 38th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Milford ranks 19,605 for wildfire risk (1 is highest) and 12,414 by building count (1 is largest). Within Nebraska alone, it ranks 456 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Milford and the insurance market
At the 38th national percentile, Milford rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Milford's 92.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Milford's figures come from
Milford's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Milford's dominant minimal exposure actually means, with real examples from across the dataset.