Milford, MA
Milford wildfire risk explained
Milford's 8,218 buildings earn a 31st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Milford's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where Milford's buildings actually sit
8,218 buildings are counted in Milford, and 82.2% of them are Indirect exposure — ember-driven risk rather than the 11.6% in Direct exposure or the 6.2% rated Minimal. At 8,218 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Milford against the rest of the country
Within Massachusetts, Milford ranks higher (80th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Milford ranks 21,836 for wildfire risk (1 is highest) and 2,039 by building count (1 is largest). Within Massachusetts alone, it ranks 51 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Milford
Milford's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Milford (82.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Milford's 21,836-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Milford, see the exposure-zones guide.