Milford (Kosciusko), IN
How exposed is Milford (Kosciusko) to wildfire?
Out of every US place USFS scores, Milford (Kosciusko) lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 910 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Milford (Kosciusko) at the 2nd percentile, close to its 2nd-percentile risk score.
Where Milford (Kosciusko)'s buildings actually sit
86.8% of Milford (Kosciusko)'s 910 buildings sit in USFS's Minimal exposure zone, with only 13.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Milford (Kosciusko) ranks
Milford (Kosciusko)'s risk sits at a similar level relative to Indiana (15th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Milford (Kosciusko) ranks 30,853 for wildfire risk (1 is highest) and 12,635 by building count (1 is largest). Within Indiana alone, it ranks 820 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Milford (Kosciusko) and the insurance market
Milford (Kosciusko)'s low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 86.8% of buildings rated Minimal exposure, Milford (Kosciusko) gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Milford (Kosciusko)'s figures come from
The methodology guide shows exactly how USFS turned 910 counted buildings into the percentiles shown above for Milford (Kosciusko). The exposure-zones guide covers what Milford (Kosciusko)'s dominant minimal exposure actually means, with real examples from across the dataset.