Milford Center, OH
How exposed is Milford Center to wildfire?
Milford Center sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 409 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Milford Center at the 3rd percentile, close to its 3rd-percentile risk score.
Milford Center's building exposure, zone by zone
Only 11.7% of Milford Center's 409 buildings carry Direct exposure and 0% carry Indirect; the remaining 88.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Milford Center compares
Milford Center scores 3rd nationally and 17th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Milford Center ranks 30,648 for wildfire risk (1 is highest) and 19,056 by building count (1 is largest). Within Ohio alone, it ranks 1,049 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 3rd national percentile, Milford Center rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Milford Center's 88.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 409 counted buildings into the percentiles shown above for Milford Center. For more on what minimal exposure implies beyond Milford Center, see the exposure-zones guide.