Mildred, PA
How exposed is Mildred to wildfire?
Mildred's 208 buildings earn a 47th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mildred at the 45th percentile, close to its 47th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 70.2% of Mildred's buildings as Direct exposure, higher than its 29.8% Indirect share and far above its 0% Minimal share — a profile where 146 structures sit close enough to vegetation that lot clearing matters most.
Where Mildred ranks
Mildred's 75th-percentile standing inside Pennsylvania outpaces its 47th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mildred ranks 16,844 for wildfire risk (1 is highest) and 24,572 by building count (1 is largest). Within Pennsylvania alone, it ranks 498 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Mildred and the insurance market
Mildred's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Mildred's 70.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 208 counted buildings into the percentiles shown above for Mildred. For more on what direct exposure implies beyond Mildred, see the exposure-zones guide.