Milano, TX
Milano wildfire risk explained
USFS's Wildfire Risk to Communities model puts Milano at the 75th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 343 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Milano at the 76th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Milano's building exposure, zone by zone
343 buildings are counted in Milano, and 67.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Milano against the rest of the country
Milano ranks lower within Texas (46th percentile statewide) than its 75th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Milano ranks 7,894 for wildfire risk (1 is highest) and 20,500 by building count (1 is largest). Within Texas alone, it ranks 968 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Milano
Milano's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Milano
Because Direct exposure dominates in Milano (67.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Milano's 7,894-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Milano, see the exposure-zones guide.