Milan, MO
Milan wildfire risk explained
Milan's 1,025 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Milan at the 70th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Milan (80.4% of 1,025 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 19.6% sit in the Direct zone.
Milan against the rest of the country
There's little gap between Milan's 68th national percentile and its 77th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Milan ranks 10,176 for wildfire risk (1 is highest) and 11,757 by building count (1 is largest). Within Missouri alone, it ranks 249 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 68th percentile nationally, Milan carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Milan
Because 80.4% of Milan's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Milan's figures come from
Milan's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Milan's dominant indirect exposure actually means, with real examples from across the dataset.