Milan, IN
Milan, IN's wildfire risk, in USFS's own numbers
Milan's 989 buildings earn a 19th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Milan at the 21st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Milan's buildings actually sit
Indirect exposure is dominant in Milan (61.1% of 989 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.9% sit in the Direct zone.
Milan against the rest of the country
Milan's 78th-percentile standing inside Indiana outpaces its 19th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Milan ranks 25,398 for wildfire risk (1 is highest) and 12,015 by building count (1 is largest). Within Indiana alone, it ranks 216 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Milan
At the 19th national percentile, Milan rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Milan's 61.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 989 counted buildings into the percentiles shown above for Milan. For more on what indirect exposure implies beyond Milan, see the exposure-zones guide.