Milam, TX
Milam, TX's wildfire risk, in USFS's own numbers
Milam's 1,398 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Milam at the 68th percentile, close to its 67th-percentile risk score.
Where Milam's buildings actually sit
1,398 buildings are counted in Milam, and 94.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 3.2% rated Minimal.
How Milam compares
Inside Texas, Milam sits at just the 25th percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Milam ranks 10,351 for wildfire risk (1 is highest) and 9,637 by building count (1 is largest). Within Texas alone, it ranks 1,351 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Milam and the insurance market
Milam's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 94.4% of Milam in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Milam's figures come from
Every one of the two percentiles behind Milam's 10,351-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Milam's dominant direct exposure actually means, with real examples from across the dataset.