Midway (Washington), PA
Midway (Washington) wildfire risk explained
USFS scores Midway (Washington) at the 39th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 469 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Midway (Washington) at the 42nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Midway (Washington)'s building exposure, zone by zone
Indirect exposure is dominant in Midway (Washington) (71.9% of 469 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 28.1% sit in the Direct zone.
How Midway (Washington) compares
Midway (Washington)'s 60th-percentile standing inside Pennsylvania outpaces its 39th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Midway (Washington) ranks 19,238 for wildfire risk (1 is highest) and 17,907 by building count (1 is largest). Within Pennsylvania alone, it ranks 791 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Midway (Washington)'s moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Midway (Washington)
Because 71.9% of Midway (Washington)'s buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Midway (Washington)'s figures come from
The methodology guide shows exactly how USFS turned 469 counted buildings into the percentiles shown above for Midway (Washington). The exposure-zones guide covers what Midway (Washington)'s dominant indirect exposure actually means, with real examples from across the dataset.