Midway, TX
How exposed is Midway to wildfire?
Midway sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 262 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Midway at the 82nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Midway's building exposure, zone by zone
Of Midway's 262 counted buildings, 70.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Midway compares
Midway's 79th national percentile looks worse in isolation than its 60th ranking inside Texas does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Midway ranks 6,505 for wildfire risk (1 is highest) and 22,789 by building count (1 is largest). Within Texas alone, it ranks 726 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Midway
Midway's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Midway's 70.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Midway's figures come from
Every one of the two percentiles behind Midway's 6,505-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Midway's dominant direct exposure actually means, with real examples from across the dataset.