Midway (Gadsden), FL
Midway (Gadsden), FL's wildfire risk, in USFS's own numbers
Midway (Gadsden)'s 1,536 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Midway (Gadsden) at the 78th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
1,536 buildings are counted in Midway (Gadsden), and 54.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Midway (Gadsden) compares
Inside Florida, Midway (Gadsden) sits at just the 44th percentile even though it scores 79th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Midway (Gadsden) ranks 6,768 for wildfire risk (1 is highest) and 9,005 by building count (1 is largest). Within Florida alone, it ranks 533 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Midway (Gadsden)'s high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Midway (Gadsden)'s 54.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Midway (Gadsden)'s figures come from
Every one of the two percentiles behind Midway (Gadsden)'s 6,768-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Midway (Gadsden)'s dominant direct exposure actually means, with real examples from across the dataset.