Midway, GA
Midway wildfire risk explained
Out of every US place USFS scores, Midway lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 885 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Midway at the 80th percentile, close to its 83rd-percentile risk score.
Midway's building exposure, zone by zone
Direct exposure dominates in Midway: 89.8% of its 885 buildings, versus 10.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Midway ranks
Midway's risk sits at a similar level relative to Georgia (94th percentile statewide) as it does nationally (83rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Midway ranks 5,358 for wildfire risk (1 is highest) and 12,856 by building count (1 is largest). Within Georgia alone, it ranks 40 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Midway carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 89.8% of Midway in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Midway's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Midway, see the exposure-zones guide.