Midlothian, VA
Midlothian, VA's wildfire risk, in USFS's own numbers
USFS scores Midlothian at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 5,853 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Midlothian's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
What "at risk" means for the buildings here
52.6% of Midlothian's 5,853 buildings sit in USFS's Direct exposure zone, roughly 3,079 structures close enough to burnable vegetation for flame contact, not just embers — 29.2% fall in the Indirect, ember-only zone and 18.2% are Minimal. At 5,853 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Midlothian ranks
There's little gap between Midlothian's 22nd national percentile and its 12th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Midlothian ranks 24,664 for wildfire risk (1 is highest) and 2,942 by building count (1 is largest). Within Virginia alone, it ranks 598 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Midlothian and the insurance market
Midlothian's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 52.6% of Midlothian in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Midlothian's figures come from
The methodology guide shows exactly how USFS turned 5,853 counted buildings into the percentiles shown above for Midlothian. The exposure-zones guide covers what Midlothian's dominant direct exposure actually means, with real examples from across the dataset.