Midlothian, MD
How exposed is Midlothian to wildfire?
Midlothian's 222 buildings earn a 52nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Midlothian's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Midlothian's building exposure, zone by zone
USFS classifies 88.3% of Midlothian's buildings as Direct exposure, higher than its 11.7% Indirect share and far above its 0% Minimal share — a profile where 196 structures sit close enough to vegetation that lot clearing matters most.
Midlothian against the rest of the country
Within Maryland, Midlothian ranks higher (72nd percentile) than it does nationally (52nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Midlothian ranks 15,189 for wildfire risk (1 is highest) and 24,049 by building count (1 is largest). Within Maryland alone, it ranks 151 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Midlothian's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Midlothian
Midlothian's 88.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Midlothian's figures come from
Midlothian's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Midlothian's dominant direct exposure actually means, with real examples from across the dataset.