Midland, CO
How exposed is Midland to wildfire?
USFS scores Midland at the 99th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 207 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Midland at the 98th percentile, close to its 99th-percentile risk score.
Where Midland's buildings actually sit
USFS classifies 100% of Midland's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 207 structures sit close enough to vegetation that lot clearing matters most.
Midland against the rest of the country
Midland scores 99th nationally and 95th within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Midland ranks 351 for wildfire risk (1 is highest) and 24,587 by building count (1 is largest). Within Colorado alone, it ranks 25 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Midland and the insurance market
At the 99th percentile nationally, Midland carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 100% of Midland in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 207 counted buildings into the percentiles shown above for Midland. For more on what direct exposure implies beyond Midland, see the exposure-zones guide.