Midland City, AL
Midland City, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Midland City at the 51st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,052 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Midland City at the 52nd percentile, close to its 51st-percentile risk score.
Where Midland City's buildings actually sit
1,052 buildings are counted in Midland City, and 49.2% of them are Indirect exposure — ember-driven risk rather than the 47.8% in Direct exposure or the 3% rated Minimal.
Where Midland City ranks
Midland City's 51st national percentile looks worse in isolation than its 7th ranking inside Alabama does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Midland City ranks 15,431 for wildfire risk (1 is highest) and 11,582 by building count (1 is largest). Within Alabama alone, it ranks 550 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Midland City
Midland City's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Midland City (49.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Midland City's figures come from
Midland City's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Midland City's dominant indirect exposure actually means, with real examples from across the dataset.