Middletown Springs, VT
Middletown Springs wildfire risk explained
Out of every US place USFS scores, Middletown Springs lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 151 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Middletown Springs at the 21st percentile, close to its 21st-percentile risk score.
Middletown Springs's building exposure, zone by zone
Of Middletown Springs's 151 counted buildings, 99.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Middletown Springs ranks
Middletown Springs's 94th-percentile standing inside Vermont outpaces its 21st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Middletown Springs ranks 24,784 for wildfire risk (1 is highest) and 26,860 by building count (1 is largest). Within Vermont alone, it ranks 11 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
What this risk score means for insurance
At the 21st national percentile, Middletown Springs rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Middletown Springs's 99.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Middletown Springs's figures come from
Middletown Springs's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Middletown Springs's dominant direct exposure actually means, with real examples from across the dataset.