Middletown, OH
Middletown wildfire risk explained
Middletown's 22,353 buildings earn a 17th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Middletown at the 19th percentile, close to its 17th-percentile risk score.
What "at risk" means for the buildings here
88.8% of Middletown's 22,353 buildings sit in USFS's Minimal exposure zone, with only 11.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 22,353 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Middletown ranks
Within Ohio, Middletown ranks higher (45th percentile) than it does nationally (17th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Middletown ranks 26,327 for wildfire risk (1 is highest) and 604 by building count (1 is largest). Within Ohio alone, it ranks 692 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Middletown
Middletown's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Middletown
With 88.8% of buildings rated Minimal exposure, Middletown gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Middletown's figures come from
Every one of the two percentiles behind Middletown's 26,327-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Middletown's dominant minimal exposure actually means, with real examples from across the dataset.