Middletown (Northampton), PA
How exposed is Middletown (Northampton) to wildfire?
Middletown (Northampton)'s 3,139 buildings earn a 20th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Middletown (Northampton)'s burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Middletown (Northampton)'s buildings actually sit
USFS classifies 54.8% of Middletown (Northampton)'s buildings as Minimal exposure, the largest of the three zones here by a wide margin over 15.9% Direct and 29.3% Indirect — a landscape-level risk rather than a building-by-building one.
Middletown (Northampton) against the rest of the country
There's little gap between Middletown (Northampton)'s 20th national percentile and its 22nd percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Middletown (Northampton) ranks 25,197 for wildfire risk (1 is highest) and 5,244 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,556 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 20th national percentile, Middletown (Northampton) rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Middletown (Northampton)'s 54.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Middletown (Northampton)'s 25,197-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Middletown (Northampton), see the exposure-zones guide.