Middletown, MD
Middletown wildfire risk explained
USFS scores Middletown at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,576 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Middletown at the 30th percentile, close to its 31st-percentile risk score.
What "at risk" means for the buildings here
47.1% of Middletown's 1,576 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 30.2% Direct and 22.7% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Middletown against the rest of the country
Compare Middletown's two percentiles: 49th within Maryland, only 31st nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Middletown ranks 21,679 for wildfire risk (1 is highest) and 8,853 by building count (1 is largest). Within Maryland alone, it ranks 271 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Middletown
At the 31st national percentile, Middletown rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Middletown
Middletown's 47.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Middletown's 21,679-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Middletown, see the exposure-zones guide.