Middleton, ID
How exposed is Middleton to wildfire?
Middleton sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 3,596 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Middleton's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
Middleton's building exposure, zone by zone
USFS classifies 50.9% of Middleton's buildings as Direct exposure, higher than its 32.2% Indirect share and far above its 16.9% Minimal share — a profile where 1,830 structures sit close enough to vegetation that lot clearing matters most.
Where Middleton ranks
Middleton's 83rd national percentile looks worse in isolation than its 52nd ranking inside Idaho does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Middleton ranks 5,259 for wildfire risk (1 is highest) and 4,652 by building count (1 is largest). Within Idaho alone, it ranks 112 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Middleton and the insurance market
Middleton's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Middleton's 50.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Middleton's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Middleton, see the exposure-zones guide.