Middlesex, NC
How exposed is Middlesex to wildfire?
USFS's Wildfire Risk to Communities model puts Middlesex at the 38th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 601 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Middlesex's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Middlesex's building exposure, zone by zone
601 buildings are counted in Middlesex, and 61.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Middlesex ranks
Inside North Carolina, Middlesex sits at just the 12th percentile even though it scores 38th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Middlesex ranks 19,608 for wildfire risk (1 is highest) and 15,824 by building count (1 is largest). Within North Carolina alone, it ranks 682 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Middlesex
Middlesex's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 61.9% of Middlesex in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Middlesex's figures come from
The methodology guide shows exactly how USFS turned 601 counted buildings into the percentiles shown above for Middlesex. The exposure-zones guide covers what Middlesex's dominant direct exposure actually means, with real examples from across the dataset.