Middleport, PA
Middleport wildfire risk explained
Middleport's 197 buildings earn a 63rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Middleport's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
What "at risk" means for the buildings here
USFS puts 70.6% of Middleport's 197 buildings in the Indirect exposure zone, versus 29.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Middleport ranks
Middleport's 98th-percentile standing inside Pennsylvania outpaces its 63rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Middleport ranks 11,800 for wildfire risk (1 is highest) and 24,975 by building count (1 is largest). Within Pennsylvania alone, it ranks 36 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Middleport's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 70.6% of Middleport's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Middleport's figures come from
The methodology guide shows exactly how USFS turned 197 counted buildings into the percentiles shown above for Middleport. The exposure-zones guide covers what Middleport's dominant indirect exposure actually means, with real examples from across the dataset.