Middleburg, NC
Middleburg, NC's wildfire risk, in USFS's own numbers
Middleburg sits at the 34th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 97 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Middleburg's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Where Middleburg's buildings actually sit
97 buildings are counted in Middleburg, and 52.6% of them are Indirect exposure — ember-driven risk rather than the 47.4% in Direct exposure or the 0% rated Minimal.
How Middleburg compares
Middleburg's 34th national percentile looks worse in isolation than its 6th ranking inside North Carolina does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Middleburg ranks 20,711 for wildfire risk (1 is highest) and 29,190 by building count (1 is largest). Within North Carolina alone, it ranks 723 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Middleburg's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Middleburg (52.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Middleburg's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Middleburg, see the exposure-zones guide.