Middleburg Heights, OH
Middleburg Heights wildfire risk explained
Middleburg Heights's 6,378 buildings earn a 26th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Middleburg Heights at the 27th percentile, close to its 26th-percentile risk score.
Middleburg Heights's building exposure, zone by zone
Most of Middleburg Heights's buildings (90.2% of 6,378) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 6,378 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Middleburg Heights ranks
Within Ohio, Middleburg Heights ranks higher (59th percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Middleburg Heights ranks 23,301 for wildfire risk (1 is highest) and 2,715 by building count (1 is largest). Within Ohio alone, it ranks 516 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 26th national percentile, Middleburg Heights rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 90.2% of buildings rated Minimal exposure, Middleburg Heights gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Middleburg Heights's figures come from
The methodology guide shows exactly how USFS turned 6,378 counted buildings into the percentiles shown above for Middleburg Heights. The exposure-zones guide covers what Middleburg Heights's dominant minimal exposure actually means, with real examples from across the dataset.