Middlebranch, OH
Middlebranch wildfire risk explained
Middlebranch sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 907 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Middlebranch at the 25th percentile, close to its 23rd-percentile risk score.
What "at risk" means for the buildings here
71.8% of Middlebranch's 907 buildings sit in USFS's Minimal exposure zone, with only 28.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Middlebranch against the rest of the country
Within Ohio, Middlebranch ranks higher (55th percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Middlebranch ranks 24,342 for wildfire risk (1 is highest) and 12,663 by building count (1 is largest). Within Ohio alone, it ranks 570 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Middlebranch
Middlebranch's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 71.8% of Middlebranch outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 907 counted buildings into the percentiles shown above for Middlebranch. For more on what minimal exposure implies beyond Middlebranch, see the exposure-zones guide.