Middlebourne, WV
Middlebourne wildfire risk explained
Middlebourne's 450 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Middlebourne's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Where Middlebourne's buildings actually sit
Indirect exposure is dominant in Middlebourne (74.9% of 450 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 25.1% sit in the Direct zone.
How Middlebourne compares
Inside West Virginia, Middlebourne sits at just the 14th percentile even though it scores 40th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Middlebourne ranks 18,960 for wildfire risk (1 is highest) and 18,286 by building count (1 is largest). Within West Virginia alone, it ranks 369 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Shopping for coverage in Middlebourne
At the 40th national percentile, Middlebourne rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Middlebourne (74.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Middlebourne's figures come from
Middlebourne's 40th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Middlebourne's dominant indirect exposure actually means, with real examples from across the dataset.