Middle Grove, MO
Middle Grove wildfire risk explained
Middle Grove's 69 buildings earn a 61st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Middle Grove at the 63rd percentile, close to its 61st-percentile risk score.
What "at risk" means for the buildings here
100% of Middle Grove's 69 buildings sit in USFS's Direct exposure zone, roughly 69 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Middle Grove ranks
Middle Grove scores 61st nationally and 59th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Middle Grove ranks 12,295 for wildfire risk (1 is highest) and 30,314 by building count (1 is largest). Within Missouri alone, it ranks 441 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 61st percentile nationally, Middle Grove carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Middle Grove's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Middle Grove's 12,295-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Middle Grove, see the exposure-zones guide.